Last reviewed: August 2026
This page states in full who operates this site, how it is paid, how that affects what you see, and what happens to information you provide. Abbreviated versions appear at the top and bottom of every page.
Who we are
Senior Benefits Central is an advertising and marketing website owned and operated by Adcentral LLC. We are a commercial advertising business. We are not an insurance company, insurance agency, insurance producer, agent, or broker, and we hold no insurance license in any state.
How we are compensated
We are paid by third-party advertisers, insurance marketing organizations, and affiliate partners. We may receive compensation:
- when you click an advertisement or link on this site;
- when you place a telephone call through a number displayed on or obtained through this site, including calls that meet a minimum duration or qualification criteria set by the partner; and
- when you submit a form on or through this site.
Compensation may be a fixed amount per click, per call, or per form submission, and rates differ between partners. Some arrangements pay more than others.
How compensation affects what you see
This is the part that matters most to a reader, so we are explicit about it:
- Compensation influences which advertisers and offers appear on this site, where on the page they appear, and how prominently they are featured.
- We are not a comparison service. We do not survey the entire market and we do not present every available product, insurer, agent, or provider.
- The offers displayed are not necessarily the best available for you, the cheapest, or the most suitable. They are the offers our partners pay us to display.
- The order in which offers appear should not be read as a ranking, rating, review, or recommendation, and is not based on an assessment of quality or value.
You are never charged by us, and use of this site is free.
This disclosure is provided in accordance with the U.S. Federal Trade Commission's Guides Concerning the Use of Endorsements and Testimonials in Advertising, 16 CFR Part 255.
What happens when you respond to an advertisement
If you click an advertisement, place a call, or submit a form on or through this site, you may be connected with, or your information may be transmitted to, one or more third parties. These may include licensed insurance agents, insurance agencies, insurance marketing organizations, lead purchasers, and other marketing partners.
Those third parties are independent of us. They operate under their own privacy policies and terms, they may contact you by telephone, text message, or email in accordance with the consent you give them and applicable law, and they may share your information with others in accordance with their own policies. We do not control their products, pricing, underwriting, conduct, or communications, and we are not responsible for them. Being contacted by a third party is not an offer of coverage and not a determination that you qualify for any product. Review our privacy policy before submitting any information.
Not licensed; no offer or solicitation by us
We are not licensed to sell, solicit, or negotiate insurance. Nothing on this site is an offer to sell, or a solicitation of an offer to buy, any insurance product by us, and nothing here is an application for insurance. We accept no applications and no payments for insurance, and we issue no coverage. Insurance is sold only by licensed agents through licensed insurers.
Not advice
Editorial content on this site is general information only. It is not insurance, financial, investment, tax, or legal advice, and it is not a recommendation or endorsement of any insurer, agent, product, or course of action. It does not take any individual's circumstances, objectives, or needs into account. Before making a decision about insurance, consult a licensed insurance professional in your state, and a qualified financial, tax, or legal advisor where relevant.
No affiliation with any government agency
Senior Benefits Central is not connected with, endorsed by, sponsored by, or approved by the United States government, the federal Medicare program, the Centers for Medicare & Medicaid Services, the Social Security Administration, the Department of Veterans Affairs, any state insurance department, or any other government agency or program. We are not a government benefits portal or an enrollment site, and we cannot enroll anyone in any program. Final expense insurance is a private insurance product; there is no government final expense program, no eligibility to verify, and no enrollment deadline. Where government programs are mentioned, it is for general educational context. Official information is available at Medicare.gov, SSA.gov, VA.gov, and USA.gov.
No guarantees
We make no guarantee, representation, or warranty regarding eligibility for, approval of, availability of, cost of, or benefits under any insurance product. Product availability, terms, benefits, exclusions, limitations, waiting periods, and premiums vary by insurer, by state, and by applicant, and are subject to underwriting and to change. Only the policy contract issued by an insurer determines actual coverage, and in any conflict between this site and a policy contract, the contract controls.
Editorial content and advertising
Advertising is identified as advertising where it appears and is not presented as editorial content. Our editorial pages do not name, rank, rate, or review specific insurers, agents, or products, and we publish no consumer testimonials, reviews, or ratings. Should we ever publish an endorsement, any material connection between us and the endorser will be disclosed clearly and conspicuously alongside it, as 16 CFR Part 255 requires.
Sources and figures
Where this site cites cost figures or statistics, they are attributed to their source and to the period reported, and are general reference points rather than estimates for any individual. Such figures change over time. Verify current information with the cited source and obtain actual prices from providers in your own area.
Accuracy and currency
Editorial content was last reviewed in August 2026. Insurance products, industry practice, and state regulations change, and information here is general, may not apply to a particular situation, and may become out of date. We make no representation or warranty that any content is accurate, complete, current, or suitable for any purpose, and use of this site is at your own risk. To report an error, write to contact@seniorbenefitscentral.com.
Third-party links
This site links to third-party websites, including advertisers, government resources, and nonprofit organizations. We do not control those sites and are not responsible for their content, accuracy, availability, privacy practices, or products and services. A link to a government or nonprofit resource is provided for reference and does not imply that the resource endorses us.
Contact
Questions about any of the above: contact@seniorbenefitscentral.com.